I was looking for a loan in order to pay my credit cards and some medical bills. The idea was to get a loan and pay off credit cards and then just pay one payment a month and make it easier. They said I would be able to have a loan of $20000 if I buy insurance of $4000. I borrowed $4000 and bought the insurance but after they said the insurance isn’t good enough I need to give another $2000. And when I said I wanted to back out and get my money back. I never say the $4000 ever again in my life. I would like to know how can I get this money back.